The right apartment means nothing without the right payment plan. A great floor plan, a prime location, or a well-known developer only matters if the payment structure actually fits how a buyer earns and saves. This guide breaks down exactly how booking works at Heaven 20 Heights — a flexible, investor-friendly structure available across 2, 3, and 4 bedroom apartments.
Understanding the Pricing Structure
Heaven 20 Heights is priced at a flat rate of PKR 25,000 per sq. ft across all unit types — 2 Bed, 3 Bed, and 4 Bed apartments. This uniform per-square-foot rate means pricing stays transparent and predictable: the total cost of any unit is simply its net area size multiplied by PKR 25,000. This is why unit prices vary even within the same category. For example, 2 Bed apartments range from approximately 1,530 sq. ft to 2,031 sq. ft. A larger 2 Bed unit within that range will naturally cost more than a smaller one, even though both are “2 Bed” apartments — because price scales directly with net area, not just bedroom count. Why this matters for buyers: knowing the flat per-sq.-ft rate lets you calculate the exact price of any unit size yourself, before even speaking to a sales representative — a level of pricing transparency that isn’t always available in the Lahore real estate market.
The Payment Breakdown — How It Works
Every unit at Heaven 20 Heights follows the same structured payment breakdown, regardless of size or bedroom count:
| Stage | Percentage | When It’s Paid |
| Booking Amount | 10% | At the time of booking |
| Confirmation Amount | 15% | Shortly after booking, to confirm the unit |
| Monthly Installments | 40% (total) | Spread evenly over 40 months |
| Balloon Payments | 20% (total) | Paid bi-annually (every 6 months) |
| Possession Amount | 15% | On handover of the unit |
In plain terms, the flow works like this:
Booking → Confirmation → Monthly Installments + Balloon Payments (running together) → Possession
This structure spreads 80% of the total cost across the construction period, with only 15% due upfront (10% booking + partial confirmation timing) and the remaining 15% due only at possession — meaning buyers are paying most of the price while the building is being completed, not before.
Payment Plans by Unit Type
Exact figures vary by unit size within each category, since pricing is based on net area. Below is one representative example from each bedroom type, based on the smallest available size in that category, useful as a reference point before requesting a heaven 20 payment plan for your specific unit.
2 Bed Apartments
- Size range: approximately 1,530 – 2,031 sq. ft
- Starting total price: PKR 38,250,000 (for a 1,530 sq. ft unit)
- Sample plan: Booking PKR 3,825,000 → Confirmation PKR 5,737,500 → Monthly installment PKR 382,500 (over 40 months) → Balloon payment PKR 956,250 (bi-annually) → Possession PKR 5,737,500
3 Bed Apartments
- Size range: approximately 2,123 – 2,824 sq. ft
- Starting total price: PKR 53,075,000 (for a 2,123 sq. ft unit)
- Sample plan: Booking PKR 5,307,500 → Confirmation PKR 7,961,250 → Monthly installment PKR 530,750 (over 40 months) → Balloon payment PKR 1,326,875 (bi-annually) → Possession PKR 7,961,250
4 Bed Apartments
- Size range: approximately 2,788 – 3,853 sq. ft
- Starting total price: PKR 69,700,000 (for a 2,788 sq. ft unit)
- Sample plan: Booking PKR 6,970,000 → Confirmation PKR 10,455,000 → Monthly installment PKR 697,000 (over 40 months) → Balloon payment PKR 1,742,500 (bi-annually) → Possession PKR 10,455,000
Note: these figures reflect the smallest available size in each category. Larger units within the same bedroom type will scale proportionally at PKR 25,000 per sq. ft. Contact the sales team for a personalized breakdown based on your preferred unit size.
Why This Plan Works for Buyers & Investors
A structured, long-duration payment plan reduces financial pressure while keeping the investment accessible. Several features make this plan particularly practical:
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- Low upfront commitment: only 10% is required to secure a unit, making entry accessible without a large lump-sum payment.
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- Predictable monthly outflow: installments are spread over 40 months (more than 3 years), allowing buyers to plan around a fixed, known monthly amount.
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- Income-cycle-friendly balloon payments: bi-annual balloon payments align well with common income patterns in Pakistan, such as annual bonuses, biannual profit payouts, or seasonal business income.
- Possession-linked final payment: the last 15% is due only at handover, which reduces risk since the final payment is tied to receiving the actual unit rather than paid speculatively in advance.
Step-by-Step Booking Process
Booking a unit at Heaven 20 Heights follows six clear stages:
- Choose your unit type and size: decide between 2, 3, or 4 Bed based on your needs and budget, using the size ranges and starting prices above
- Pay the booking amount: 10% of the total unit price secures your chosen apartment
- Confirm with the 15% confirmation payment: this locks in the unit and formalizes the booking
- Begin the monthly installment plan: fixed monthly payments run over 40 months
- Make bi-annual balloon payments alongside installments: larger payments due every 6 months, in addition to the monthly amount
- Pay the final 15% possession amount: due at handover, when the unit is ready for occupancy
Things to Keep in Mind
Before booking, buyers should keep a few practical points in mind:
- Confirm the current per sq. ft rate before booking: rates may be subject to revision by the developer over time, so always verify the applicable rate at the time of your booking.
- Request a personalized payment schedule: since final figures depend on the exact unit size chosen, ask the sales team for a schedule specific to your selected apartment.
- Legal status adds credibility: Heaven 20 Heights holds an approved GHQ Allotment Letter, which reinforces the legal standing of the investment and reduces the documentation-related risks common in property purchases.
Conclusion
Heaven 20 Heights offers a payment structure designed around ease and flexibility — a low 10% entry point, predictable monthly installments over more than three years, income-aligned balloon payments, and a possession-linked final payment. Combined with a flat, transparent per-sq.-ft rate and approved legal status, the plan is built to make premium apartment ownership realistic for a wide range of buyers and investors. To get a customized payment schedule based on your preferred unit size, or to schedule a site visit, reach out to the Heaven 20 Heights sales team today.